It should be fairly clear that I haven’t posted on The Trader in a long time, but I am glad you still come here and have found things useful

GRATIS DOWNLOAD BAGI-BAGI BUKU GRATIS

Sunday, June 29, 2014

high quality bollywood actress wallpaper

high quality bollywood actress

Bollywood is the Hindi-language film industry based in Mumbai (Bombay), Maharashtra, India. The term is often incorrectly used to refer to the whole of Indian cinema; however, it is only a part of the large Indian film industry, which includes other production centres producing films in multiple languages. Bollywood is one of the largest film producers in India and one of the largest centres of film production in the world. 

Bollywood is also formally referred to as Hindi cinema. There has been a growing presence of Indian English in dialogue and songs as well. It is common to see films that feature dialogue with English words (also known as Hinglish), phrases, or even whole sentences.

History
Film poster for first Indian sound film, Ardeshir Irani's Alam Ara (1931) Raja Harishchandra (1913), by Dadasaheb Phalke, is known as the first silent feature film made in India. By the 1930s, the industry was producing over 200 films per annum. The first Indian sound film, Ardeshir Irani's Alam Ara (1931), was a major commercial success. There was clearly a huge market for talkies and musicals; Bollywood and all the regional film industries quickly switched to sound filming.

The 1930s and 1940s were tumultuous times: India was buffeted by the Great Depression, World War II, the Indian independence movement, and the violence of the Partition. Most Bollywood films were unabashedly escapist, but there were also a number of filmmakers who tackled tough social issues, or used the struggle for Indian independence as a backdrop for their plots.

In 1937, Ardeshir Irani, of Alam Ara fame, made the first colour film in Hindi, Kisan Kanya. The next year, he made another colour film, a version of Mother India. However, colour did not become a popular feature until the late 1950s. At this time, lavish romantic musicals and melodramas were the staple fare at the cinema.
source :http://en.wikipedia.org/wiki/Bollywood_actress


bollywood actress wallpaper


 bollywood actress wallpaper #2
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 bollywood actress wallpaper #8
 bollywood actress wallpaper #9

Gadis Bule



Gadis Bule
Ada seorang gadis bule yg sangat cantik yg ikut dalam arisan ibu2 bersamaan dengan Bu KaDes.
Begitu melihat gadis bule ini, beberapa ibu2 berbisik : "Jangan2 Lonte" (pelacur)
Gadis bule itu mendengar dan dia pun bertanya kepada Bu KaDes : "sorry, Apa artinya Lonte...??"
Karena malu, ibu KaDes pun menjawab dengan lembut : "Lonte itu, artinya adalah cantik"
Begitu gadis bule ini dapat giliran untuk memperkenalkan dirinya, dia pun maju ke depan dan berkata : "Slamat pagi ibu2 yg Lonte2, terutama sekali Bu KaDes yg paling Lonte.."
bu KaDes : Waduuuh.....??? ­?!!
*sambil tepok jidat, nutupin muka pake Meja*
H A H A H A H A ...

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BARANG ANTIK

Saturday, June 28, 2014

the girl


A girl is any female human from birth through childhood and adolescence to attainment of adulthood when she becomes a woman. The term may also be used to mean a young woman. The word is also often used as a synonym for daughter.

Etymology
The English word girl first appeared during the Middle Ages between 1250 and 1300 CE and came from the Anglo-Saxon words gerle (also spelled girle or gurle).The Anglo-Saxon word gerela meaning dress or clothing item also seems to have been used as a metonym in some sense.

Girl has meant any young unmarried woman since about 1530. Its first noted meaning for sweetheart is 1648. The earliest known appearance of girl-friend is in 1892 and girl next door, meant as a teenaged female or young woman with a kind of wholesome appeal, dates only to 1961

Girls develop female characteristics by inheriting two X chromosomes (XX), one from each parent. About one in a thousand girls have a 47,XXX karyotype, and one in 2500 have a 45,X one. Girls typically have a female reproductive system. Some intersex children with ambiguous genitals, some transgender children, originally assigned male at birth, may also be classified or self-identify as girls.

Girls' bodies undergo gradual changes during puberty. Puberty is the process of physical changes by which a child's body matures into an adult body capable of sexual reproduction to enable fertilisation. It is initiated by hormonal signals from the brain to the gonads. In response to the signals, the gonads produce hormones that stimulate libido and the growth, function, and transformation of the brain, bones, muscle, blood, skin, hair, breasts, and sexual organs. Physical growth—height and weight—accelerates in the first half of puberty and is completed when the child has developed an adult body. Until the maturation of their reproductive capabilities, the pre-pubertal, physical differences between boys and girls are the genitalia, the penis and the vagina. Puberty is a process that usually takes place between the ages 10–16, but these ages differ from girl to girl. The major landmark of girls' puberty is menarche, the onset of menstruation, which occurs on average between ages 12–13.
source :http://en.wikipedia.org/wiki/Girl

the girl 
on image

Basic Design

Along with the development of the era, expanded role in the Arts life. Humans are no longer choosing objects of everyday use just BASED on In terms of comfort and function but also in beauty and shape. Even at certain circles not to be the benchmark price or price is not in managing. therefore, that man-made objects diperhitunggkan with mature in terms of function of comfort and beauty so DESIGNS become a basic requirement in the creation of a body for the purpose of human life. 

BASIC SKILLS WHICH MUST HAVE A DESIGNER
A Designer must master many things, which among other
a designer must study the human needs, a designer must  studying the properties of the human and a designer must learn tendency Frequent humans because a designer in charge of designing and serve all the human needs of the various aspects of life.

BASIC SKILLS WHICH MUST HAVE A DESIGNER


Graphic design is the art of communication, stylizing, and problem-solving through the use of type, space and image. The field is considered a subset of visual communication and communication design, but sometimes the term "graphic design" is used interchangeably with these due to overlapping skills involved. Graphic designers use various methods to create and combine words, symbols, and images to create a visual representation of ideas and messages. A graphic designer may use a combination of typography, visual arts and page layout techniques to produce a final result. 

Graphic design often refers to both the process (designing) by which the communication is created and the products (designs) which are generated.

Common uses of graphic design include identity (logos and branding), publications (magazines, newspapers and books), print advertisements, posters, billboards, website graphics and elements, signs and product packaging. For example, a product package might include a logo or other artwork, organized text and pure design elements such as images, shapes and color which unify the piece. Composition is one of the most important features of graphic design, especially when using pre-existing materials or diverse elements.
BASIC SKILLS WHICH MUST HAVE A DESIGNER: "a designer should and must master and understand @ Sketch = The simplest form of an image because the basic idea of a certainly through this..."





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Blake Ellender Lively

Blake Ellender Lively (born Blake Ellender Brown; August 25, 1987) is an American actress, model and celebrity homemaker. She starred as Serena van der Woodsen in the CW teen drama series Gossip Girl, and has appeared in such films as The Sisterhood of the Traveling Pants, The Private Lives of Pippa Lee, The Town, Green Lantern, Accepted and Savages.

Following her 2012 marriage to actor Ryan Reynolds, the couple relocated to Bedford, a suburb in Westchester County, New York. Citing Martha Stewart and Nigella Lawson as inspirations, Lively has filmed cookery demonstrations for Vogue's website, and has forged creative partnerships with Sprinkles bakeries and La Cornue ovens.

Lively began her acting career at age 11, when she appeared in the 1998 film Sandman, which was directed by Lively's father. She describes her role as a "bit part". She appeared in the film adaptation of the novel of the same name, The Sisterhood of the Traveling Pants, in 2005 as Bridget, one of the four female leads. Lively's performance in the film earned her a nomination for a Teen Choice Award for "Choice Movie Breakout – Female. In 2006, Lively co-starred with Justin Long in Accepted, and Lively had minor roles in the horror film, Simon Says. While Accepted was not well received by critics, Lively's performance was, earning her a 'Breakthrough Award' from Hollywood Life. In 2007, she played one of the two title characters in Elvis and Anabelle as Anabelle, a bulimic girl who hoped to win a beauty pageant. Lively said of getting into character for the role that she had 'shed serious weight' for her height.

Lively stated that that process was difficult for her because food is “the No. 1 love of my life. MovieLine.com praised her performance in the film and credited it as having been her "breakthrough role".

Lively was cast in the The CW's series Gossip Girl, based on the book series of the same name by Cecily von Ziegesar, which premiered in September 2007. She played Serena van der Woodsen in the teen drama until 2012 when the show ended. Her first magazine cover was the November 2007 issue of Cosmo Girl, where she discussed her time in high school and her career prior to Gossip Girl.

In 2008, Lively reprised her role in the sequel, The Sisterhood of the Traveling Pants 2. Similar to the first film, Lively was positively received by critics. As of November 2009, the film had earned over $44 million at the box office. In 2009, Lively appeared as Gabrielle DiMarco, a minor role in the romantic comedy, New York, I Love You, a sequel to the 2006 film Paris, je t'aime. Despite positive critical reception from critics, the film did not fare well at the box office.

Lively at the 2011 Time 100 gala One of Lively's most acclaimed roles to date is her supporting role playing the younger version of the title character in The Private Lives of Pippa Lee (2009). Paul Byrnes, of the Brisbane Times, described Lively's performance in the film as being "sensational".In October 2009, Lively began filming her scenes for her role as Kristina "Kris" Coughlin, in the 2010 film The Town, based on Chuck Hogan's novel Prince of Thieves. The film, which stars Ben Affleck, was released in the United States on September 17, 2010.

Lively played Carol Ferris, the female lead and love interest of Hal Jordan in the superhero film Green Lantern, which was released in June 2011. The film grossed a worldwide total of $219,851,172.but was considered as a summer disappointment as it "failed to perform to expectations" even though it grossed more than its budget.

Lively appeared in the music video for The Lonely Island's "I Just Had Sex" together with Jessica Alba in December 2010. In 2011, she was featured in the annual TIME magazine 100 influential people.Additionally, AskMen.com named her the most desirable woman of 2011 and People magazine named her one of 2012's Most Beautiful at Every Age.In 2012, she starred in Oliver Stone's Savages alongside Taylor Kitsch, Aaron Johnson, Salma Hayek, and John Travolta. 

Lively replaced Jennifer Lawrence as Ophelia, the latter dropped out to do The Hunger Games instead. HitFix film critic Drew McWeeny was positive of Lively's work, which he described as "smart and sad precisely because she plays O as such a broken, needy little soul". That same year, she was selected as the face of the new Gucci fragrance titled Gucci Premiere. She appeared in a short film ad directed by Nicolas Winding Refn for the fragrance.

In September 2013, she spoke to Vogue (UK) about a new film she would be working on during the following year, and a new company she would be launching "in a few months": "The main element is about storytelling and living a very curated, one-of-a-kind life ... it's without a genre. In October 2013, Lively was named the new face of L'Oreal, marking her first major makeup campaign. In the same month, Lively was cast with Ellen Burstyn in the film The Age of Adaline; production is set to start in March 2014.


blake lively wallpaper 001
 blake lively
blake lively

This time the wallpaper which I show is beautiful artist blake lively with his red hair.He's so fascinating to the style of plasticity is coloring your hair today ...as a fan of blake lively I hope you also like this wallpaper.If you are interested in directly on the copy thank you for your visit



Friday, June 20, 2014

Iron MILF t-shirt Designs #10


Welcome to the largest collection of  T-shirt designs 

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Kristen Jaymes Stewart

Kristen Jaymes Stewart (born April 9, 1990) is an American actress who is best known for playing Bella Swan in The Twilight Saga film series and for her prolific work in independent films. She has also starred in films such as Panic Room (2002), Speak (2004), Zathura (2005), The Messengers (2007), Adventureland (2009), The Runaways (2010), Snow White and the Huntsman (2012), On the Road (2012), Camp X-Ray (2014) and Clouds of Sils Maria (2014) . Kristen Jaymes Stewart will star in adaptations of the books Still Alice and Equals, with both movies projected for release in 2015. She is also the face of Chanel and Balenciaga fashion brands.

Kristen Jaymes Stewart was born in 1990 and raised in Los Angeles, California by parents in the entertainment industry.Her father John Stewart is a stage manager and television producer who has worked for Fox.Her mother Jules Mann-Stewart is originally from Maroochydore, Queensland, Australia. She is a script supervisor and has also directed a film. She has an older brother, Cameron B. Stewart, and two adopted brothers, Dana and Taylor.

Kristen Jaymes Stewart attended local schools until the seventh grade. As she became more involved in acting, she continued her education by correspondence until completing high school
source : http://en.wikipedia.org/wiki/Kristen_stewart




kristen stewart

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kourtney kardashian


Kourtney Mary Kardashian (born April 18, 1979) is an American businesswoman, socialite, model, actress and reality television personality who gained fame as a cast member of Keeping Up with the Kardashians, Kourtney and Kim Take New York, and Kourtney Mary Kardashian and Khloé Take Miami.
She is the oldest child of Kris Jenner and defense attorney Robert Kardashian and the sister of socialites Khloé Kardashian, Kim Kardashian, and Rob Kardashian.


kourtney kardhasian
Kourtney Mary Kardashian 

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What is Digital Art and Design

before I discuss about digital art and design I will discuss one by one about digital art, and design. well I'll start from art
is it art? art is a result of the culture and the accompanying human life since the days of man has not yet been acquainted developing era, art was instrumental in every cranny of human life, the arts are also very complex and profound to the very art difficult to create definition because art is always evolving and almost no batasanya, as a basis for making conclusions on difinisi art we see varying opinions of the people so that we can infer what it art.
According to thomas munro: art is man-made tools to inflict psychological effects upon other humans who saw it.
According to Tolstoy: art is a work in creating creative personal by [artist] and make it inside the harmonious forms and can stand alone as a passion that is moving. that's the opinion of some experts about art so if we take the conclusions of the arts is all things or objects on the created humans so that people see, hear, fingering can feel happy ...[maybe you have an opinion own about art]
I think you've got it all right I continue discussing what I'm trying to describe digital digital is the depiction of a State number consisting of the numbers 1 and 0 or "on" and "off" [in numbers binary]. computers [advanced equipment] in the world is all DIGITAL make a SYSTEM as its data base. digital concepts
This turned out to be an overview understanding a situation opposite the ...for example: psychologically, human beings are formed with two of his nature, that is good and bad ...that's a little about digital picture and the third would I describe a little about design, whether it's design?
before understanding what it is we'd better know the stages of the design in the design. in the design world there are 2 stages
1. structural design: the design is made for planning form, function and ergonomic object that will be made
2. design of decorative: is the design that created to beautify the object in the plan so the design can be translated as applied art, architecture, and various other creative achievements. In a sentence, the word "design" could be used as both a noun and a verb. As a verb, "design" has the meaning "process to make and create a new object". As a noun, "design" used to describe the end result of a creative process, be it in the form of a plan, proposals, or take the form of the real object.
The design process generally takes into account the aspects of functionality, aesthetics and various other aspects, which are usually data obtained from research, thinking, brainstorming, or of pre-existing designs. Lately, the process (in General) is also considered as the product of the design, so it appears the term "process design".
One example of the design process is a process design in the chemical industry.
now I will try to describe the merger of the meaning of art and digital or often called digital art 
digital art is a work of art that is carried out using digital technology, any type of art that if in the working on using digital technology so that artwork into digital art category, for example a the artist paints using a camera as a tool and medium then the works of art produced by artists it is the work of digital art.

Maybe you have other thoughts about digital art?
in view of its name: digital art, is a work of art made of digital media, such as computers. Photo manipulation, vector images, illustrator images, which make use of digital media's teramasuk digital art well I'll try to decipher what is digital art and design so digital art and design is a form of art painting (pictured) that give freedom to the application designer for selecting, designing or arranging elements such as illustrations, photographs, writings, the line above a surface with a the purpose for the production and communicate your message as a single.images and signatures that use can be a typography or other media such as drawing or photography.
the result of digital art and design is in applying it in the world of advertising and more.
Hopefully this article useful ...If you have any thoughts about digital art and design please direct make comment, I will gladly accept your thinking

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Dragon Ball T-shirt Designs Ideas 2

example t-shirt design
i make dragon ball image
hopefully my work can add inspiration to you.
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t-shirt design kourtney kardashian

example from image


and i make a t-shirt design


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Tuesday, June 17, 2014

Selena Marie Gomez

Selena Marie Gomez (born July 22, 1992)[3] is an American actress and singer. Gomez first made her debut appearing as Gianna in Barney & Friends, lasting from 2002 to 2004.

Following this, Selena Marie Gomez had cameo roles in films such as Spy Kids 3-D: Game Over (2003) and Walker, Texas Ranger: Trial by Fire (2005). In 2006, Gomez appeared as a guest star on an episode of the Disney Channel series The Suite Life of Zack & Cody, as well as Hannah Montana. 

Following this, Selena Marie Gomez starred in the Disney Channel television series Wizards of Waverly Place. The series was a critical and commercial success, earning Gomez numerous awards and nominations. Gomez later appeared in numerous Disney Channel series and films including Jonas Brothers: Living the Dream (2008) and Disney Channel Games (2008). In 2009, Gomez appeared in the films Princess Protection Program and Wizards of Waverly Place: The Movie before releasing her first studio album as Selena Gomez & the Scene, titled Kiss & Tell. The album was a commercial success, peaking inside the Top 10 of the Billboard 200.

Following this, Gomez appeared in the film Ramona and Beezus, one of her first roles outside of Disney. Gomez & the Scene released their second studio album, A Year Without Rain, later that year. The album entered the Top 5 of the Billboard 200, and spawned two Top 40 hits. 

Selena Marie Gomez began appearing in more films such as Monte Carlo (2011) and The Muppets (2011). 

Gomez, along with her band, later released their third and final studio album, When the Sun Goes Down, in 2011. The album spawned the hit single "Love You Like a Love Song", which was certified 4× Platinum by the RIAA. Following the release of the album, Gomez confirmed she would be taking a musical hiatus to focus on her acting career. She then went on to appear in the films Hotel Transylvania (2012) and Spring Breakers (2013), the latter of which saw Gomez portraying a more adult role.

Despite her early comments of a musical hiatus, Gomez confirmed in October 2012 that she was working on her solo debut album. The lead single, "Come & Get It", was released in April 2013. It became her first Top 10 hit on the Billboard Hot 100 chart, and was certified double platinum by the RIAA. The album's second single, "Slow Down", was released in June. Selena Marie Gomez has since announced plans of a second musical hiatus following the release of Stars Dance in July. Outside of her work in the entertainment industry, Gomez is involved in philanthropic activities through charity work and various social and environmental causes.[4]
source :http://en.wikipedia.org/wiki/Selena_gomez


selena_gomez_wallpaper
selena wallpaper

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M I L F


MILF, an acronym for "Mother/Mom/Mum I'd Like to Fuck", is a colloquial term common in English and generally regarded as vulgar when spelled out.[original research?] It denotes a sexually attractive female, usually several years older than the person using the term.[1]

The term itself was first documented in Internet newsgroups during the 1990s.[2] It was popularized by the 1999 film American Pie referring to Jennifer Coolidge's character, "Stifler's mom".[1]

The concept of a MILF predates the term itself, as exemplified by Mrs. Robinson in the 1967 comedy classic The Graduate.[3]

ferences
^ Jump up to: a b Tristan Taormino (November 6, 2007). "The Rise of MILFs and Mommies in Sexual-Fantasy Material". Village Voice. Retrieved 2010-08-14. "No one has nailed down the origin of the acronym MILF ("Mom I'd Like to Fuck"), although American Pie is credited with popularizing the term, which is most closely associated with teenage boys lusting for a friend's hot mom."
Jump up ^ An example of 1995 internet usage of 'MILF' 

predating American Pie.
Jump up ^ Marrit Ingman. "Of MILF and Men - The sexy-mom phenomenon—is it hot or not?". New York Magazine. Retrieved 2010-08-14. "How exactly did a once-taboo erotic fetish become a widespread, culturally sanctioned ideal, a perverse mix of branding and empowerment? After all, a hot mom used to be a tragedy, whether in the literal sense (Oedipus’ Mom-I’m-Fated-to-Fuck, Jocasta) or in the bittersweet Mrs. Robinson sense (“Oh, God. Oh, let me out,” begs Benjamin Braddock). Alternately, it was an insult: “Oh, yeah? 

That’s not what your mama said last night.” A hot mom was by definition a bad mom."
source : http://en.wikipedia.org/wiki/MILF_(slang)


milf wallpaper






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Lindsay Morgan Lohan

Lindsay Morgan Lohan  born July 2, 1986 is an American actress, pop singer and model. Lindsay Morgan Lohan began her career as a child fashion model before making her motion picture debut in Disney's 1998 remake of The Parent Trap at the age of 11.

Lindsay Morgan Lohan gained further fame between 2003 and 2005 with leading roles in the films Freaky Friday, Mean Girls and Herbie: Fully Loaded, subsequently appearing in independent films including Robert Altman's A Prairie Home Companion and Emilio Estevez's Bobby.

Lindsay Morgan Lohan career was interrupted in 2007 when two driving under the influence (DUI) incidents and three visits to rehabilitation facilities led to the loss of several movie deals. Resuming her career, Lindsay Morgan Lohan guest starred in the TV series Ugly Betty in 2008, starred in the 2009 comedy Labor Pains, and appeared in Robert Rodriguez's Machete in 2010. Lohan launched a second career in pop music in 2004 with the album Speak and followed up with A Little More Personal (Raw) in 2005. She has attracted a great deal of publicity, particularly surrounding her personal life.
source : http://en.wikipedia.org/wiki/Lindsay_Lohan

lindsay_lohan_wallpaper
lindsay lohan 2011 wallpaper

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Paulina Mary Jean Gretzky


Paulina Mary Jean Gretzky (born December 19, 1988) is an American model, pop singer, and celebutante.[1][2][3][4][5] She is the eldest of Wayne Gretzky's and Janet Jones' five children, the niece of Keith Gretzky and Brent Gretzky, and the grand daughter of Walter Gretzky.
Paulina Mary Jean Gretzky was born at Cedars-Sinai Medical Center four months after her father was traded to the Los Angeles Kings. She is engaged to golfer Dustin Johnson.[6]

Paulina Mary Jean Gretzky decided not to go to college in order to pursue a career in entertainment. She performed in public for the first time at the 2003 Heritage Classic with "I Will Remember You".[7] Her song "Collecting Dust" was on MTV's Laguna Beach: The Real Orange County. It has since been released on iTunes.[8] She made her modeling debut on the August 2005 cover of Flare.[9]

Paulina Mary Jean Gretzky played "Bikini Girl Daisy" in Grown Ups 2.[10] In 2014, AskMen ranked her #59 on their list of the most desirable women.[11] She was featured on the cover of Golf Digest for the May 2014 issue.[12] 
source : http://en.wikipedia.org/wiki/Paulina_Gretzky
Paulina Mary Jean Gretzky wallpaper



paulina_gretzky




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Miranda May Kerr


Miranda May Kerr (born 20 April 1983)[3] is an Australian model. Kerr rose to prominence in 2007 as one of the Victoria's Secret Angels. She is the first Australian to participate in the Victoria's Secret campaign and also represented the Australian up-market department store chain David Jones. In addition, Kerr has launched her own brand of organic skincare products, KORA Organics, and released a self-help book, Treasure Yourself.

Miranda May Kerr began modelling in the fashion industry when she was 13, starting at Chaay's Modelling Agency, and subsequently won a 1997 Australian nationwide model search hosted by Dolly magazine and Impulse fragrances.[4] Miranda May Kerr married English actor Orlando Bloom in 2010; they have since separated.

In 2003, Miranda May Kerr began dating finance broker Adrian Camilleri. Following an Australian Securities and Investments Commission investigation, Camilleri was found guilty on five counts of fraudulent behaviour from February 2003 to February 2004. Kerr subsequently ended the relationship.

A 2007 newspaper report claims that Miranda May Kerr suffered financially "after taking her boyfriend's financial advice" but chose not to take legal action.[51]

Miranda May Kerr formerly dated Jay Lyon (Brent Tuhtan), the lead singer of the band Tamarama, who has made appearances on season one of the MTV series The City. Kerr starred in Tamarama's video clip for "Everything To Me". The two began dating in 2003 and had a four-year relationship, which ended on mutual terms in mid-2007.[52]

Miranda May Kerr began dating English actor Orlando Bloom in late 2007.[53] In 2009, the Bling Ring broke into Bloom's home. The group stole luxury brand clothing and jewellery. In this case, the ringleader allegedly wanted Kerr's Victoria's Secret lingerie.[54] Kerr and Bloom announced their engagement in June 2010,[55] and they were married the following month.[56] Kerr gave birth to their son, Flynn Christopher Blanchard Copeland Bloom, in January 2011.[57][58][59] The middle name Christopher comes from Kerr's ex-boyfriend,[60] Christopher Middlebrook[61] who died in a car accident in 1998 when they were 15.[62] In October 2013, Kerr and Bloom announced that they had separated several months earlier, and intend to end their marriage.[63]

Miranda May Kerr practices Nichiren Buddhism in the Soka Gakkai tradition[64] and believes "we have a responsibility to bring peace and harmony to our lives and the world." As part of her Nichiren Buddhist beliefs, Kerr chants Nam Myoho Renge Kyo every morning and night, practices yoga, meditates, and reads widely on spirituality.[9] She maintains her physique through daily yoga, light jogging, and a diet of steamed vegetables, fresh fruit, and fish.[65]

Kerr told readers of Australian Cosmopolitan that coconut oil was the key to her clear skin, shiny hair and trim figure, saying she ingests four tablespoons a day, either on salads, in her cooking or in her cups of green tea.[66][67]

In 2014, Miranda May Kerr indicated she was bisexual, claiming she "appreciates both men and women. I love the female body and truly appreciate the female form. I want to explore. Never say never."[68] source : http://en.wikipedia.org/wiki/Miranda_Kerr

miranda may kerr wallpaper


Adele Laurie Blue Adkins

Adele Laurie Blue Adkins[3] MBE (born 5 May 1988) is an English singer-songwriter. Adele was offered a recording contract from XL Recordings after a friend posted her demo on Myspace in 2006. The next year she received the Brit Awards "Critics' Choice" award and won the BBC Sound of 2008. Her debut album, 19, was released in 2008 to commercial and critical success. 

It certified four times platinum in the UK, and double platinum in the US.[4][5] Her career in the US was boosted by a Saturday Night Live appearance in late 2008. At the 51st Annual Grammy Awards, Adele received the awards for Best New Artist and Best Female Pop Vocal Performance.[6]

Adele released her second studio album, 21, in early 2011.[7][8] The album was well received critically and surpassed the success of her début,[9] earning the singer six Grammy Awards in 2012 including Album of the Year, equalling the record for most Grammy Awards won by a female artist in one night.[10] The album has also led to her receiving numerous other awards, including two Brit Awards and three American Music Awards. The album has been certified 16 times platinum in the UK;[4] in the US the album has held the top position longer than any other album since 1985, and is certified Diamond.[11][12][13] The album has sold over 28 million copies worldwide.[14]

The success of 21 earned Adele numerous mentions in the Guinness World Records. She is the first artist to sell more than 3 million copies of an album in a year in the UK.[15] With her two albums and the first two singles from 21, "Rolling in the Deep" and "Someone Like You", she became the first living artist to achieve the feat of having two top-five hits in both the UK Official Singles Chart and the Official Albums Chart simultaneously since The Beatles in 1964.[16] With her third release from the album, "Set Fire to the Rain", which became her third number one single in the US, Adele became the first artist in history to lead the Billboard 200 concurrently with three Billboard Hot 100 number-ones.[17]

Adele is the first female in the history of the Billboard Hot 100 to have three singles in the top 10 at the same time as a lead artist, and the first female artist to have two albums in the top five of the Billboard 200 and two singles in the top five of the Billboard Hot 100 simultaneously.[18] 21 is the longest running number one album by a female solo artist on the UK and US Albums Chart.[19][20] In 2011 and 2012, Billboard named Adele Artist of the Year.[21][22] In 2012, Adele was listed at number five on VH1's 100 Greatest Women in Music,[23] and the American magazine Time named Adele one of the most influential people in the world.[24] In 2013, she received an Academy Award as well as a Golden Globe Award for Best Original Song for her song "Skyfall", written for the twenty-third James Bond film of the same name.[25] "source : wikipedia : http://en.wikipedia.org/wiki/Adele
Adele Wallpaper

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Monday, June 2, 2014

APA ITU LEVERAGE DAN MARGIN


LEVERAGE & MARGIN?
Sebelum saya bahas, saya ingin mengutip pertanyaan teman saya yang arahnya berkaitan dengan margin dan leverage. Kira-kira begini pertanyaannya:
“Apa bertransaksi di forex itu sama seperti kita bertransaksi di sebuah money changer? Kalau ingin beli dolar, kita harus kasih rupiah terlebih dahulu?”
Pertanyaan seperti ini memang seringkali muncul ketika seseorang masih belum betul-betul mengerti mengenai mekanisme forex. (Istilah umumnya: masih ijo). Secara harfiah, definisi forex dan money changer tidaklah berbeda yaitu tempat untuk bertransaksi valas atau menukarkan uang yang kita miliki ke mata uang lain dengan tujuan mendapatkan keuntungan dari perbedaan harga yang sedang dan akan terjadi. Hmm.. Terus apa bedanya? Perbedaannya ada pada mekanismenya. Mekanisme bertransaksi di forex bertumpu padamargin dan leverage. Tumpuan inilah yang tidak akan kita temui dimoney changer manapun.
Apa itu LEVERAGE?
Leverage adalah pinjaman dari broker yang diberikan kepada trader, sehingga dana trader memiliki daya beli yang lebih besar. Leveragedinotifikasikan sebagai rasio perbandingan, misal 1:1, 1:100, 1:500, 1:1000, dan sebagainya. Artinya, kalau ada dana $100 di leverage1:100 maka $100 tersebut memiliki kekuatan setara $10.000. Jikaleverage 1:500, maka dana $100 tadi memiliki kemampuan untuk melakukan transaksi setara $50.000 atau 500x lipat lebih besar dari nominal dana itu sendiri.
Apa itu Margin?
Margin merupakan jaminan yang diberikan kepada broker setiap kali membuka posisi. Besar kecilnya margin dipengaruhi oleh leveragedan besarnya volume trading (lot) yang dibuka oleh trader. Rumus perhitungan margin adalah : Leverage x Volume (Lot) x Contract Size.
ILUSTRASI

Untuk mempermudah pemahaman, mari kita simak ilustrasi di bawah ini. Broker yang diambil sebagai contoh adalah INSTAFOREX, yang memiliki contract size 1 lot = $10000 dan fasilitas leverage hingga1:1000.
Contract Size
Untuk contract size, harus dikonversikan ke USD. Pair yang berawalan dengan USD/xxx seperti USD/JPY, USD/CHF, USD/CAD, dsb memiliki contract size 1 lot = $10000 (sudah dalam $, tidak perlu dikonversi). Sedangkan yang berawalan dengan mata uang non USD, misal EUR/USD memiliki kontrak size 1 lot = EUR 10000 yang artinya setara dengan( EUR 10000 x 1.4350 ) USD atau $14350 pada saat kurs EUR/USD 1.4350. Berarti, jika EUR/USD naik menjadi 1.4500 maka contract size akan berubah lagi.
Leverage 1:1 – 1 lot EUR/USD di harga 1.4350
Margin yang diperlukan = (1/1) x 1 lot x (EUR 10000 x 1.4350) = $14350 — Artinya di INSTAFOREX leverage 1:1, dibutuhkan dana MINIMAL (Free Margin) $14350 untuk bisa membuka posisi 1 lot EUR/USD di leverage 1:1

Leverage 1:100 – 1 lot EUR/USD di harga 1.4350
Margin yang diperlukan =(1/100) x 1 lot x (EUR 10000 x 1.4350) = $143.5 — Artinya di INSTAFOREX leverage 1:100, dibutuhkan dana MINIMAL (Free Margin) $143.5 untuk bisa membuka posisi 1 lot EUR/USD di leverage 1:100

Leverage 1:500 – 1 lot EUR/USD di harga 1.4350
Margin yang diperlukan = (1/500) x 1 lot x (EUR 10000 x 1.4350) = $28.7 — Artinya di INSTAFOREX leverage 1:500, dibutuhkan dana MINIMAL (Free Margin) $28.7 untuk bisa membuka posisi 1 lot EUR/USD di leverage 1:500

Leverage 1:1000 – 1 lot EUR/USD di harga 1.4350
Margin yang diperlukan = (1/1000) x 1 lot x (EUR 10000 x 1.4350) = $14.35 — Artinya di INSTAFOREX leverage 1:1000, dibutuhkan dana MINIMAL (Free Margin) $14,35 untuk bisa membuka posisi 1 lot EUR/USD di leverage 1:1000

Leverage 1:1000 – 0.1 lot EUR/USD di harga 1.4350
Margin yang diperlukan = (1/1000) x 0.1 lot x (EUR 10000 x 1.4350) = $1.44 — Artinya di INSTAFOREX leverage 1:1000, dibutuhkan dana MINIMAL (Free Margin) $1.44 untuk bisa membuka posisi 1 lot EUR/USD di leverage 1:1000

Leverage 1:1000 – 1 lot USD/JPY di harga berapapun (karena contract size sudah dalam USD)
Margin yang diperlukan = (1/1000) x 1 lot x ($10000) = $10 — Artinya di INSTAFOREX leverage 1:1000, dibutuhkan dana MINIMAL (Free Margin) $10 untuk bisa membuka posisi 1 lot USD/JPY di leverage 1:1000

Leverage 1:1000 – 1 lot USD/CAD di harga berapapun (karena contract size sudah dalam USD)
Margin yang diperlukan = (1/1000) x 1 lot x ($10000) = $10 — Artinya di INSTAFOREX leverage 1:1000, dibutuhkan dana MINIMAL (Free Margin) $10 untuk bisa membuka posisi 1 lot USD/CAD di leverage 1:1000

Kesalahan Persepsi
Seringkali terdapat kesalahan persepsi bahwa profit dan loss, atau nilai per pip antara 1:1 dan 1:1000 berbeda. Pandangan ini tidaklah benar, kita ambil contoh di INSTAFOREX, 1 lot pada 1:1 bernilai $1/pip maka di 1:1000 pun 1 lot akan bernilai $1/pip. Yang berbeda akibat leverage hanya besaran margin, sehingga mempengaruhi besarnya lot maksimal yang bisa dibuka. Misal Anda memiliki dana $100, maka di leverage 1:500 bisa membuka hingga 5 lot USD/JPY sedangkan di leverage 1:100 hanya bisa membuka 1 lot USD/JPY saja.

PERINGATAN
Leverage mungkin menguntungkan anda di satu sisi, karena akan memberikan keuntungan yang lebih besar dan mengijinkan kita bermain forex dengan modal yang lebih kecil. Namun di sisi lain, dengan leverage 1:1000 kita bisa membuka posisi yang jauh dari kemampuan dana kita. Oleh karena itu, bijaksanalah denganleverage dan margin Anda, karena kerugian yang diderita bisa lebih besar dari kemampuan kita, akibat kurangnya pemahaman terhadap resiko dari leverage dan margin ini.


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